Fully Mobile Licensed Title Agency

Estimated Closing Costs 


The Florida Department of Insurance establishes rates for the title insurance that all title companies must charge. In addition to the rates below, buyers, sellers, or borrowers may pay a search fee, closing fee, and examination fee. (See projected closing costs below the rates chart.) Call us for a competitive quote!


Buyer's Projected Closing Costs - Cash Transactions

     One Year Homeowners Insurance (Buyers should obtain)
     One Year Flood Insurance (if applicable)
     Recording Fees - Deed $10.00-$18.50
     Inspection Costs (as per contract)

           Pest/Termite Inspection - $75.00 approx. if desired or required per contract

           Roof Inspection - $75.00 approx. if desired or required per contract

     Prepaid Maintenance / Association Dues
     Survey (optional) - $250+
     Flood Elevation Certificate (optional) - $150+     

     Title Fees
          Title Closing Fee - $310
               Bank Wire/Check Handling Fee - Included in closing fee
               Document Imaging - Included in closing fee
               Courier Fees - Included in closing fee
     Taxes prorated to date of closing
     Homeowners Association/Condo Fees prorated to closing


Buyer's Projected Closing Costs – with a mortgage/loan

     Possible Mortgage Costs
          Loan Origination Point
          Loan Discount Point
          Appraisal Fee
          Credit Report
          Lender's Inspection Fee
          Tax Related Fee
          Wire Transfer Fee
     Escrow Fees for taxes and insurance (required by the lender to be paid in advance)
     Private Mortgage Insurance (PMI) or (MIP)
     One Year Homeowners Insurance
     One Year Flood Insurance (if applicable)
     Pest/Termite Inspection - $75.00 approx. if desired or required per contract
     Roof Inspection - $75.00 approx. if desired or required per contract
     Prepaid Maintenance / Association Dues
     Survey - $250+
     Flood Elevation Certificate (if required) - $150+
     Government Fees
          Recording Fees (Deed $10.00-$18.50, Mortgage $200.00 ESTIMATED)
          Intangible Tax on Mortgage ($0.20/100 of the mortgage amount)
          Doc Stamp on Mortgage - ($0.35/100 of the mortgage amount)     

     Title Fees
     ​     Title Closing Fee - $310
          Loan Closing Fee - $200
               Bank Wire/Check Handling Fee - Included in closing fee
               Document Imaging - Included in closing fee
               Courier Fees - Included in closing fee
          Lender's Title Insurance Policy - $25 (if simultaneously issued with the Owners Title Insurance Policy)
          Endorsements as required - Typically about $100+
     Taxes prorated to date of closing
     Homeowners Association/Condo Fees prorated to closing


Seller's Projected Closing Costs

     Real Estate Commission
     Government Fees
          Doc Stamps on Deed - ($0.70 per $100.00 based on purchase price)
          Recording Fee (if applicable for payoff releases, NOT, etc.)
     Taxes prorated to date of closing
     Homeowners Association/Condo Fees prorated to closing     

     Title Fees
          Title Closing Fee - $300
               Bank Wire/Check Handling Fee - Included in closing fee
               Document Imaging - Included in closing fee
               Courier Fees - Included in closing fee         

          Title Search Fee - $85.00
          Municipal Lien Search - $85 - $165 

          Owner Title Insurance - Card Rate at purchase price $5.75 per $1000.00
     Association Estoppel Search - ($50 - $400 EST. charge from the association) 
     Payoff existing loan(s)



Promulgated Title Insurance Rates


Sales Price     Title Insurance

$ 45,000.00          $ 258.75

$ 50,000.00          $ 287.50

$ 55,000.00          $ 316.25

$ 60,000.00          $ 345.00

$ 65,000.00          $ 373.75

$ 70,000.00          $ 402.50

$ 75,000.00          $ 431.25

$ 80,000.00          $ 460.00

$ 85,000.00          $ 488.75

$ 90,000.00          $ 517.50

$ 95,000.00          $ 546.25

$ 100,000.00        $ 575.00

$ 105,000.00        $ 600.00

$ 110,000.00        $ 625.00

$ 115,000.00        $ 650.00

$ 120,000.00        $ 675.00

$ 125,000.00        $ 700.00

$ 130,000.00        $ 725.00

$ 135,000.00        $ 750.00

$ 140,000.00        $ 775.00

$ 145,000.00        $ 800.00

$ 150,000.00        $ 825.00

$ 155,000.00        $ 850.00

$ 160,000.00        $ 875.00

$ 165,000.00        $ 900.00

$ 170,000.00        $ 925.00

$ 175,000.00        $ 950.00

$ 180,000.00        $ 975.00

$ 185,000.00     $ 1,000.00

$ 190,000.00     $ 1,025.00

$ 195,000.00     $ 1,050.00

$ 200,000.00     $ 1,075.00

$ 205,000.00     $ 1,100.00

$ 210,000.00     $ 1,125.00

$ 215,000.00     $ 1,150.00

$ 220,000.00     $ 1,175.00

$ 225,000.00     $ 1,200.00

$ 230,000.00     $ 1,225.00

$ 235,000.00     $ 1,250.00

$ 240,000.00     $ 1,275.00

$ 245,000.00     $ 1,300.00

$ 250,000.00     $ 1,325.00

$ 255,000.00     $ 1,350.00

$ 260,000.00     $ 1,375.00

$ 265,000.00     $ 1,400.00

$ 270,000.00     $ 1,425.00

$ 275,000.00     $ 1,450.00

$ 280,000.00     $ 1,475.00

$ 285,000.00     $ 1,500.00

$ 290,000.00     $ 1,525.00

$ 295,000.00     $ 1,550.00

$ 300,000.00     $ 1,575.00

$ 305,000.00     $ 1,600.00

$ 310,000.00     $ 1,625.00

$ 315,000.00     $ 1,650.00

$ 320,000.00     $ 1,675.00

$ 325,000.00     $ 1,700.00

$ 330,000.00     $ 1,725.00

$ 335,000.00     $ 1,750.00

$ 340,000.00     $ 1,775.00

$ 345,000.00     $ 1,800.00

$ 350,000.00     $ 1,825.00

$ 355,000.00     $ 1,850.00

$ 360,000.00     $ 1,875.00

$ 365,000.00     $ 1,900.00

$ 370,000.00     $ 1,925.00

$ 375,000.00     $ 1,950.00

$ 380,000.00     $ 1,975.00

$ 385,000.00     $ 2,000.00

$ 390,000.00     $ 2,025.00

$ 395,000.00     $ 2,050.00

$ 400,000.00     $ 2,075.00

$ 405,000.00     $ 2,100.00

$ 410,000.00     $ 2,125.00

$ 415,000.00     $ 2,150.00

$ 420,000.00     $ 2,175.00

$ 425,000.00     $ 2,200.00

$ 430,000.00     $ 2,225.00

$ 435,000.00     $ 2,250.00

$ 440,000.00     $ 2,275.00

$ 445,000.00     $ 2,300.00

$ 450,000.00     $ 2,325.00

$ 455,000.00     $ 2,350.00

$ 460,000.00     $ 2,375.00

$ 465,000.00     $ 2,400.00

$ 470,000.00     $ 2,425.00

$ 475,000.00     $ 2,450.00

$ 480,000.00     $ 2,475.00

$ 485,000.00     $ 2,500.00

$ 490,000.00     $ 2,525.00

$ 495,000.00     $ 2,550.00

$ 500,000.00     $ 2,575.00



I/We understand that the above closing costs and figures, including amount of existing mortgages, are ESTIMATED ONLY and that the final cost and all pro-rations will be calculated by the closing agent, subject to the individual lending policies and fee schedules of the selected lenders. The above are estimated figures only and are not warrented.  We understand that should we have questions or concerns about the financial implications of this information, we should seek the advice of a qualified CPA or tax attorney.